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“Helping You Achieve Financial Freedom”  |  Disclaimer  |  FAQ

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Credit Card Debt Relief Programs:

Get the Best Credit Card Debt Relief from
America’s best Debt Resolution Company

See if you qualify for Debt Reduction:
Payments up to 50% lower*
Debt-free in as little as 12-60 months
Free consultation with our experts and no upfront charges.

Step 1: Select Your Debt Amount Using the Slider


$0 $100,000+
$50,000

Debt Reduction Companies: We’re Your Debt Relief Partners Every Step of the Way

Enroll in our credit card debt relief programs, and it’s no longer just you against your creditors. As a reputable debt consolidation company, we’re on your side, ready to help you get out of credit card debt — and get on with your life. You don’t have to do it alone anymore.

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Our Debt Management Solutions

Debts We CAN Help With:

Credit Cards

Personal Loans

Lines of Credit

Collections

Medical Debt

Private Student Loans*

Debts We CANNOT Help With:

Auto Loans

Mortgages and HELOC

Federal Student Loans

How It Works:
Your Road to Financial Freedom

As the best debt resolution company,

we’re here to listen, learn, and provide the debt consolidation assistance you need.

Tell us about your unique financial situation. We understand that every individual’s circumstances are different, and there’s no one-size-fits-all solution to debt. No obligation.
We create a debt relief plan that’s tailor-made for you.

As the best credit card settlement company, we offer a suite of financial strategies, and we’ll personalize your plan based on what best suits your needs. We’re committed to helping you achieve long-term financial stability.

Your journey towards becoming debt-free.
Regaining control of your life and your finances in as little as 24 to 48 months. Take back your life, reduce financial stress, and open up opportunities for a brighter future.

Committed to Clients Nationwide

Credit Card Debt Eliminated
$ 0 M
Unsecured Bank Loans Eliminated
$ 0 M
Private Student Loans Eliminated
$ 0 M
Medical Debt Eliminated
$ 0 M

Frequently Asked Questions

Picture a scenario where you and your creditors are on opposite ends, in a bit of a financial stand-off. You’re well aware of the money you owe them and genuinely want to make things right, but the available cash isn’t on your side at the moment. On the other hand, your creditors are determined to recover what you owe, trying various approaches to collect the debt. It’s a situation where neither party seems to be making any headway.

But that’s precisely where we step in. We’re here to be your advocate, to bridge the gap, and find a solution that works for both you and your creditors. We negotiate a resolution that not only reduces the original balance but also makes the payments manageable for you, and acceptable for the creditors. 

In this way, we bring about a win-win situation where both sides are finally making progress towards a brighter financial future.

Since we tailor each program to suit your unique needs, the duration of your program may vary. It’s determined by the amount of debt you’re seeking to resolve and the monthly commitment you can make to the process. On average, our clients are enrolled for 36-40 months, with a maximum term of 60 months.

It’s important to note that even our 60-month program is significantly faster compared to paying off your debt on your own by making only the required minimum monthly payments. We’re here to help you reach your financial goals more efficiently, making your journey towards debt freedom as smooth as possible.

Our program operates on a performance-based model, which means that there are no program costs until we successfully negotiate a settlement for you. Yes, you heard it right – zero costs upfront.

Once we’ve effectively secured a settlement and ensured the creditor has received payment toward that settlement, we do apply a service fee. This fee amounts to 25% of the balance at the time you initially enrolled. This clarity ensures that you have a clear understanding of the program’s cost right from day one.

The best part is, that you won’t receive separate bills from us. The service fee is conveniently integrated into your monthly draft, making it easy to manage and budget for as part of your ongoing commitment to the program.

Ensuring the security of your money is always a top priority, and we fully recognize that it becomes even more crucial during times of financial hardship. Rest assured, your hard-earned money is in safe hands. The funds you set aside are meticulously safeguarded within a dedicated trust account, overseen by a reputable third-party firm, and established in your name. This means that you maintain complete control over your funds, and no withdrawals can be made without your explicit consent.

Additionally, your money is protected with FDIC insurance. It’s important to note that you won’t be making monthly payments to us. Instead, you’ll be making deposits into your very own savings account, putting you in the driver’s seat of your financial journey.

Creditors have the legal option to pursue debts through the courts, but going to court can be costly, and creditors often prefer to avoid that route. While we can’t promise you won’t face a lawsuit, please rest assured that we are dedicated to doing everything within our power to resolve the matter before it escalates to the courtroom.

Many of our clients are already dealing with the impact of a less-than-ideal credit situation, primarily due to late payments and high outstanding debts—two of the most influential factors affecting your credit score. Whether you’ve maxed out your credit cards or are struggling with a high debt-to-credit or debt-to-income ratio, it’s likely that your credit has been adversely affected.

The good news is that even though your credit may dip a bit temporarily, it’s like taking a few steps back to make a huge leap forward in tackling your debt. In the long run, this can have a very positive impact on your credit. Once your debts are all sorted out, you’ll have the chance to start practicing good credit habits to steadily improve your credit score.

Client Testimonials

“Finding this company was the best thing that happened to me financially. They helped me get all of my debts reduced to a payment that was manageable for my budget. I will be debt-free in less than 4 years.”
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Luis N.
“At first I was skeptical, but after I talked to a debt relief specialist from here, my worries were laid to rest. They answered all my questions and have done wonders in setting my debts.”

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Helen L.
“After I was laid off in 2016, I lived off credit cards for about a year. The balances added up to an enormous amount by the time I found employment. I had no choice but to seek relief and this company has given that to me.”
Reduction-Financial-Testimonial_JackieV
Jackie V.